In the Settings =>Shipping =>Insurance Costs section of your 3dcart Online Store Manager, you can create specific situations in which shipping insurance will be applied to the orders. The shipping insurance can be made either mandatory or optional as needed, and it can also be set to only apply to orders that reach specific monetary amounts. This can be useful for situations where the value of items being ordered is high or if you'd like to simply offer your shoppers more peace of mind about their delivery.
When selected, the shipping insurance surcharge is added to the order's overall shipping calculation and your shopper pays you for shipping as well as the applicable cost of taking out insurance on the shipment.
Please review our knowledgebase article for more comprehensive instructions on using the Shipping Insurance options of your store.